Terms of Service.

Effective: May 11, 2026 · Last updated: May 11, 2026

Plain-language summary. Trade Journal AI is a journal and analytics tool. We don't place trades for you, give financial advice, or guarantee any outcome. By creating an account you agree to these terms. If something here isn't clear, email support@tradejournal.ai.

1. Who we are

"Trade Journal AI" (the "Service," "we," "us," "our") is operated by Adam Hardegree, doing business as Trade Journal AI, located in Florida, United States. These Terms of Service ("Terms") govern your access to and use of the Service at tradejournal.ai and any subdomains.

By creating an account, accessing, or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you don't agree, don't use the Service.

2. Eligibility

You must be at least 18 years old and legally able to enter a contract in your jurisdiction. The Service is not intended for, and may not be used by, anyone under 18.

You're responsible for ensuring that your use of the Service is lawful in your country, state, and locality. Trading and trading-related software are regulated in some jurisdictions; check before signing up.

3. Account, security, and authorized use

To use most of the Service, you'll create an account with a valid email and password. You agree to:

Provide accurate, current information at signup and keep it current.
Keep your password confidential. You are responsible for everything that happens under your account, whether or not you authorized it.
Notify us immediately at support@tradejournal.ai if you suspect unauthorized access.
Not share your account with anyone else, or let multiple humans use the same account. One account per person.

4. The Service is not financial advice

Read this carefully. The Service is a journaling and analysis tool. Nothing inside the app — including AI Coach commentary, playbook setups, statistical observations, or any text you see — is financial, investment, legal, or tax advice. We are not a registered broker, investment adviser, or fiduciary in any jurisdiction.

You alone are responsible for your trading decisions and outcomes. Past performance shown in your journal is not indicative of future results. Markets are risky; you can lose more than you invest in leveraged products. The Service is provided to help you reflect on your own trading — not to recommend trades.

4.1 AI-generated output

The Service uses third-party large language models (currently Anthropic's Claude API) to generate coaching summaries, setup descriptions, and other AI commentary. AI output can be incomplete, incorrect, or hallucinated. We provide no warranty that AI-generated content is accurate, current, or fit for any purpose. Treat all AI output as a starting point for your own thinking, never as a directive.

5. Subscriptions, billing, and trials

Some features require a paid subscription. Pricing, included features, and billing cadence are shown on our pricing page at the time of purchase.

No free trial. We do not offer a free trial. Subscriptions are charged at the displayed rate when you sign up, and are covered by the 14-day money-back guarantee described below. If we introduce a trial in future, its terms will be shown at sign-up and this section updated before it takes effect.
Auto-renewal. Paid subscriptions renew automatically at the end of each billing cycle (monthly or annual, as selected) until you cancel. Cancellations take effect at the end of the current paid period; you keep access until then.
14-day money-back guarantee. If you're not satisfied with the Service, email support@tradejournal.ai within 14 days of your most recent charge and we'll refund that charge. The guarantee covers your most recent monthly or annual billing cycle — not previously-paid cycles. After the 14-day window, subscriptions are non-refundable except where required by applicable law. If you believe you were charged in error, contact us and we'll review in good faith.
Price changes. We may change subscription prices with at least 30 days' email notice. Continued use after the change is acceptance of the new price.

Payments are processed by Stripe. You agree to Stripe's terms for the payment-method information you provide.

6. Bitunix and other broker integrations

The Service can connect to your Bitunix account (and other brokers in the future) using a read-only API key that you generate and provide. We use these keys exclusively to:

Pull your account balance, open positions, and historical fills, on demand or at intervals you choose.
Display that data in your journal.

We will never place orders, withdraw funds, or take any other action on your behalf at the broker. Even if a broker's API technically allows trade execution, we won't use that capability. You can revoke API access at any time by deleting the key in the broker's dashboard or in our Settings.

Broker connections require you to comply with the broker's own terms. We are not responsible for issues caused by the broker (downtime, data errors, account closures, etc.).

7. Acceptable use

You agree not to:

Reverse engineer, decompile, or attempt to extract source code from the Service.
Use scrapers, bots, or automated tools to crawl or harvest data from the Service, except where we explicitly provide an official API.
Resell, sublicense, or redistribute access to the Service.
Upload content that is unlawful, infringing, defamatory, or contains malware.
Probe, scan, or test the vulnerability of the Service except via responsible disclosure to support@tradejournal.ai.
Use the Service to facilitate market manipulation, securities fraud, money laundering, or any other illegal activity.
Submit false or misleading information about your trading activity or identity.

We may suspend or terminate accounts that violate these rules without prior notice.

8. Your content

You retain all rights to the trades, notes, screenshots, rules, and other content you put into the Service ("Your Content"). You grant us a limited, worldwide, royalty-free license to host, process, transmit, and display Your Content solely for the purpose of providing the Service to you.

If you ask us to send Your Content to a third-party AI provider (e.g., Anthropic for AI Coach analysis), that data is transmitted to that provider per our Privacy Policy. You can opt out by not using the AI features.

You are solely responsible for backing up data you consider important. We try to keep your data safe but make no guarantees.

9. Our intellectual property

The Service — including software, design, branding, content we author, and the "Trade Journal AI" name — is owned by us or our licensors and is protected by copyright and other laws. We grant you a limited, non-transferable, non-exclusive license to use the Service for its intended purpose. We don't grant you rights to copy, modify, or create derivative works of the Service itself.

10. Termination

You can terminate your account at any time from Settings → Account. We can suspend or terminate your account immediately if you breach these Terms, if your account poses a security or legal risk, or if we discontinue the Service entirely.

On termination, your right to use the Service ends. We may retain certain data per our Privacy Policy and applicable law (for example, billing records).

11. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE; THAT DEFECTS WILL BE CORRECTED; OR THAT THE SERVICE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

12. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE OR OUR AFFILIATES, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS IS LIMITED TO THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) USD $100.

SOME JURISDICTIONS DON'T ALLOW LIMITATIONS ON CERTAIN WARRANTIES OR DAMAGES, SO PARTS OF THIS SECTION MAY NOT APPLY TO YOU.

13. Indemnification

You agree to defend, indemnify, and hold us harmless from any claims, damages, liabilities, losses, and expenses (including reasonable attorneys' fees) arising from your breach of these Terms, your violation of any law, your trades or trading decisions, or content you submit to the Service.

14. Governing law and dispute resolution

These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-laws rules. Any dispute arising under these Terms will be resolved exclusively in the state or federal courts located in Clay County, Florida, and you consent to personal jurisdiction in those courts.

If a dispute arises, please first contact support@tradejournal.ai. Most issues can be resolved informally.

15. Changes to these Terms

We may update these Terms from time to time. If a change is material, we'll notify you by email or in-app notice at least 14 days before it takes effect. Continued use after a change is acceptance of the new Terms. The "Last updated" date at the top reflects the current version.

16. Contact

Questions about these Terms? Email support@tradejournal.ai.